Deepak Pande

Recent proposal from SEBI to form a Self Regulatory Organisation (SRO), in order to regulate the Mutual Fund Industry is likely to open...

Owing to the diversified nature of the country with different culture, customs and religions - numerous festivals, birth, birthdays,...

Indian Citizens with Hindu ethnicity could come together to create a HUF. Many Hindu families in India those are yet to be divided, and...

With the growth of digital transactions, Banking customers expect convenience and seamless experience when it comes to accessing...

What is a Mutual Fund: It is nothing but an investment vehicle for deploying funds in Equity & Debt assets. It is a professionally...

Money Markets generally comprise of short duration instruments, which are traded by Banks, Mutual Funds, Insurance Companies and...

13. Growth in the Bank’s Advances Portfolio •2016 witnessed a Bank loan growth of just 8 percent whereas 2017 registered credit growth of...

9. Problem of Stressed Assets Plaguing Banks •Between August and December 2015, RBI has inspected Advances portfolio of all Banks and...

5. Banks will Rely on Digital Technology to Enhance Customer Experience •Competition from Fintech firms and neo-banks forcing Banks...

1. Non-Traditional Players are increasingly disrupting Profitable Banking Frontiers •New entrants such as Fintech Firms are targeting...

Objective: The objective behind setting up of Small Finance Banks (SFB) is to augment financial inclusion by accepting deposits for the...

Background: Nachiket Mor Committee on Comprehensive Financial Services for Small Businesses and Low Income Groups recommended formation...

Bancassurance is a tie-up between a Bank and an Insurance Company that allows an insurance company to sell its products to the client...

Trade Finance has undergone paradigm shift over a period of last 35 years when it started with Letter of Credit (LC), as an...

The various committees set up by Reserve Bank of India had suggested Channel Financing in various forms for implementation. These...

A Credit Rating is an evaluation/opinion of the credit risk of the prospective borrower (Individual. Institution, Business, Corporate or...

While Investors in India do focus on wealth accumulation as well as wealth preservation processes but they are ignorant about importance...

Risk vs. Return Returns are linked to the risk taking ability of individual. Risk-Return profile of an individual is ones level of...

Retirement is that period of life when an individual is no longer working or is at the commencement of such a period. In case of...

Individuals earning income above exemption limit, this is the most opportune time to make Tax Planning for the current Financial Year...