Deepak Pande

Introduction: Let’s understand the compound interest concept by going back to school days. The compound interest means – not only an...

Introduction: Some banks, namely, Axis Bank, Bank of Baroda, ICICI Bank and SBI, among others, are already offering card-less ATM cash...

Background Post independence, Banking crises in Bengal in 1948, brought the concept of insuring bank deposits to fore. However, it...

Introduction Public Provident Fund (PPF) was first introduced in the year 1968, which has been overridden by new PPF scheme 2019. PPF...

Background: GoI set up Pension Fund and Regulatory and Development Authority (PFRDA) on 10th October, 2003, to develop and regulate...

ESG description ESG stands for Environmental, Social and Governance. ESG schemes are blend of equity and/or bond portfolios, which...

Corporate and commercial banks would be playing catalyst role to bring back economy on the revival path during the pandemic, and in...

Cooperative Banks and its Structure Cooperative Banks are institutions founded on cooperative basis and dealing in retail and commercial...

Objective The Government commenced process of social banking and financial inclusion almost 51 years back when 14 banks owned by private...

With the RBI slashing repo rate by 75 basis points and 40 basis points on March 27, 2020 and May 22, 2020 respectively, the scheduled...

Systematic Investment Plan is a regular, disciplined and long term approach for a sound financial health though investment returns are...

Certificate of Deposit (CD) is a negotiable money market instrument, which can be issued by Scheduled Commercial Banks (excluding...

There are active investors as well as passive investors where active investor directly purchases stock from the stock markets whereas...

HISTORY: Chit funds history goes back to more than 1000 years in India. It started as an informal association of traders, farmers and...

In the developed countries, Mutual Fund (MF) Assets under Management (AUM) has raced past Bank deposits whereas the scenario in India is...

While internet connectivity plays a vital role in digital payments methods, smart phone users are limited to 17% of the mobile phone...

Offline Payment Methods Offline payment indicates that funds are transferred at a later date. Offline methods don’t charge customers...

The Payment and Settlement Systems in India for financial transactions are regulated and supervised by Reserve Bank of India through The...

Side Pocketing is a term used in MF Parlance when a company defaults that form part of the debt MF scheme. It is the splitting of a debt...

With the IT Return filing date for individuals and HUF is round the corner, it is all the more important to understand exemption...