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This Blog/Web Site is made available by a Banking & Financial Services Professional for information and/or education purpose only as well as to provide general understanding on the topics covered, not to provide any kind of investment advice or legal responses. By using this Web Site you agree that there is no Advisor-Investor or any other kind of relationship between you and Blog/Web Site publisher. The information made available on the Blog/Web Site should not be used for investment purposes without consulting a Certified Finance/Investment Professional and/or Banking expert. The views exchanged by individuals and/or other entities on the forum are their own views and Blog/Web Site Publisher is not any way responsible for those contents. Any form of copying or reproduction of the contents, without prior permission, would tantamount to plagiarism , and will be dealt with accordingly, under legal provisions.